Prime Plus Program

Fill the Void for High Value Homes
Prime Plus opens the door to more borrowers whose mortgage amounts range above conventional limits. This A-paper loan delivers competitive rates and flexible terms for borrowers in more affluent neighborhoods. It fills a void in the restrictions around mortgages for higher value homes related to guidelines set by Fannie Mae and Freddie Mac.

Download our Program Guide and Prime Plus Eligibility Matrix to learn more.

  • FICO scores as low as 680
  • Loan-to-value (LTV) to 90%, up to $2MM (no MI), with 740 FICO
  • LTV to 85%, up to $2.5MM (no MI), with 720 FICO
  • LTV to 80%, up to $3.5MM (no MI), with 680 FICO
  • Minimum six months of reserves
  • Vest in an LLC (investment only)
  • Fixed and Adjustable Rate Mortgages (ARM) available
  • Interest-only available (not available in Texas)
  • Condos and other properties allowed (warrantable condos only)

Borrowers who struggle to meet conventional
loan requirements.*

*Based on reserves, payment history, and credit depth