Prime Plus

Solutions To Help Make Your Luxury Dream Home Affordable

Our Prime Plus Program

Download our Program Guide and Prime Plus Eligibility Matrix to learn more.

  • FICO scores as low as 680
  • Loan-to-value (LTV) to 90%, up to $2MM (no MI), with 740 FICO
  • LTV to 85%, up to $2MM (no MI), with 720 FICO
  • LTV to 80%, up to $3MM (no MI),
    with 680 FICO
  • Minimum six months of reserves
  • Vest in an LLC (investment only)
  • Fixed and Adjustable Rate Mortgages
    (ARM) available
  • Interest-only available (not available in Texas)
  • Condos and other properties allowed
    (warrantable condos only

*Based on reserves, payment history, and credit depth.

Borrowers who struggle to meet conventional
loan requirements.*

*Based on reserves, payment history, and credit depth