Responsible lending

Equal Housing Lender

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the bases of

race, color, religion, national origin, sex, marital status, age (providing the applicant has the capacity to enter into a binding contract); because all or part of the applicants income derives from any public assistance program; or because applicant has in good faith exercised any right under the Consumer Credit Protection Act.