Compliance

Responsible lending

Disclosures

Commerce Home Mortgage, LLC (“CHM”) is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www nmlsconsumeraccess.org. Headquartered at 16845 Von Karman Ave., Suite 200, Irvine, CA 92606. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010. For other states, visit us at www.commercehomemortgage.com. All loans must meet CHM’s underwriting guidelines. This information is intended for the exclusive use of licensed real estate and mortgage lending professionals in accordance with local laws and regulations. Distribution to the general public is prohibited. Subject to change without notice. Ask your account executive for details on the above products. © 2021. Commerce Home Mortgage, LLC All rights reserved.

Note: No/low income documentation loans may have a higher interest rate, more points, or more fees than other loan products requiring full documentation. We also offer a full range of traditional loan products.

CDFI Products

Commerce and its loan products are not sponsored or endorsed by the U. S. Treasury Department or any other government agency.

FHA, VA and USDA Loans

Commerce and its loan products are not affiliated with, sponsored or endorsed by a government agency.

Equal Housing Lender

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the bases of race, color, religion, national origin, sex, marital status, age (providing the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because applicant has in good faith exercised any right under the Consumer Credit Protection Act.